What Are You?

 

 Are You a Family

  • How to build our family budget?
  • How do we minimize our federal taxes?
  • Are you considering a new home?
  • Should we have just one family health insurance plan?
  • How much should we be saving for retirement?
  • How do we handle our student loans?
  • Do we need a will?
  • Is a 529 plan a good fit for our kid's education?
  • How much should we be saving for college education?
  • Can we afford a private high school?
  • What price of a home is the smartest for our income?
  • How do we maximize our employer benefits?
  • How much life insurance do we need? Term or Permanent?
  • Is it smart to get disability insurance?
  • How do we teach our kids about money?
  • What happens if we get divorced?
  • How do we recreate my current paycheck when we retire?
  • Will we run out of money in retirement?
  • Should we get long term care insurance?
  • What is the best way to distribute my IRA's and Roth IRA's
  • Should we use the  catch-up provision on my 401(k) plan?
  • Should we keep my current life insurance?
  • Should we set up a living trust?
  • Should we sell our current home and downsize?
  • What are reverse mortgages?
  • Do we convert our IRA's to a Roth IRA?
  • When should we take social security?

 Are You an Individual?

  • Savings or debt, which should you work on first?
  • How to create your first budget?
  • How to manage student debt?
  • Buying your first home?
  • Why should you be saving for retirement?
  • Are you spending too much?
  • Considering a work sabbatical?
  • What do you do with your current stock options?
  • Is it smart to buy life insurance?
  • How do you stay on track for retirement?
  • How to handle old 401(k)'s?
  • Do you need a will or a trust?
  • How can you minimize taxes on your current income?
  • Getting more income out of my assets?
  • How to create an overall estate plan?
  • What are required minimum distributions?
  • Why long term care insurance?
  • What's the best age to start social security?
  • Do we need to set up a trust?
  • Is it a good idea to still be in stocks at my age?
  • Is my asset allocation correct for my needs?

 Are You an Entrpreneur?

  • How should you charge for your services?
  • How do I track and manage expenses?
  • What's best for taxes? (S-Corp, Sole Proprietor, etc.)
  • Do you set aside money for income taxes?
  • Do you need a retirement plan?
  • How do I handle health and life insurance?
  • Who pays the social security tax?
  • Is your spouse on payroll?
  • When can children be on our payroll?
  • How do I take income from the company and minimize taxes?
  • How to have a cost effective employee benefits plan?
  • Should I have a buy-sell agreement with my business partner?
  • Do I need a board of advisors?
  • Is your business ready to be sold?
  • Do you have a business valuation?
  • Do I take a lump sum or a payout over time?
  • Will the sale generate me enough income to live?
  • What are the options to minimize the taxes from the sale?
  • Will you need health insurance?

 

 

Neither MML Investors Services, LLC nor any of its subsidiaries, employees or representatives are authorized to give legal or tax advice. Consult your own personal attorney legal or tax counsel for advice on specific legal and tax matters. Estate Planning services are provided working in conjuction with your Estate Planning Attorney, Tax Attorney and/or CPA.

Some health insurance products offered by unaffiliated insurers.